Bankruptcy is a enables a person who cannot pay its invoices taking a fresh financial start. Bankruptcy law, the file is provided by the Federal law and bankruptcy cases are processed in the Federal Court. The time that file you bankruptcy your creditors must stop taking any action against you, including discontinuation of the proceedings, enter your salary or by calling you or your employer.
What can help at bankruptcy in?
-Bankruptcy may allow you to:
-Eliminate most, if not all of your debts.
-Keep your lender of foreclosure on your home or your mobile home and give you the opportunity to catch up on missed payments.(It not, however, to get rid of mortgages and other privileges on your property unless you pay.)
-Prevents your car to be recovery of possession; if someone has already taken possession of your car, it may have to give back.
-Keep the creditors to seize your salary or harassing telephone calls you, your boss or family members to try to save you.
-Prevents business utilities turn off your lights or gas or requires restart the.
-Offers the opportunity to continue the creditors who are engaged in fraudulent or illegal practices in lending or attempt to collect a debt.
This cannot help bankruptcy with
-Bankruptcy not help your financiers.Et problems sometimes, it is not the right solution for all the cases of bankruptcy monde.En, it is generally not possible for:
-Eliminate the rights of creditors that you gave the right to repossess some guarantees if you fail to make payments on a loan, such as a car loan or home hypothécaire.Dans some cases, you may be able to make these creditors give time when you make payments to temps.En general rule, you can not keep this property unless you continue to make payments
-Get rid of certain loans or obligations, such as the child, spousal support, most student loans, restitution of the Tribunal, criminal fines and most of the fees.
-Keep the creditors to go after anyone c)(ii) vous.Le loan co-signer may be required to repay all or part of the loan.
-Discharge debts that you take after you bankruptcy has been filed.
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